Owner-Occupied Home Repair Program

Overview

The Owner-Occupied Home Repair Program is designed to aid low-and moderate-income owner-occupied households whose home assessed value does not exceed $636,806 with minor home rehabilitation. Eligibility is based on household income and family size. (refer to chart below):

Income Limits for CDBG & SHIP Funding

Household Size	Very Low 30% AMI	Low 31–50% AMI	Moderate 51–80% AMI	SHIP Funding Limits 120% AMI
1	$26,650	$44,350	$71,000	$106,440
2	$30,450	$50,700	$81,150	$121,680
3	$34,250	$57,000	$91,300	$136,800
4	$38,050	$63,400	$101,400	$152,160
5	$41,100	$68,450	$109,550	$164,280
6	$44,360	$73,550	$117,650	$176,520
7	$50,040	$78,650	$125,750	$188,760
8	$55,720	$83,700	$133,850	$200,880

*Income is considered salary/wages, child support, social security payment, ect.*

Eligible households can receive up to $65,000.00 in home repair assistance. (The program does not reimburse for prior rehabilitations.)

Minor Repairs include:

Roof replacement
Windows & doors replacement
Hurricane storm shutters
HVAC/Air Conditioning updates; installation
Mold Remediation
Safety / Hazzard issues

Barrier Free/Special Needs:

Improvements for exterior/interior mobility and accessibility
Doorway expansions
Bathroom and kitchen retrofitting
Other life safety improvements

The maximum allowable assessed property value cannot exceed $636,806.00. If you are not aware of the assessed property value, please visit BCPA.net.

Note: If you are not aware of the assessed property value, you can be check it at BCPA.net

Awarded grant funds are provided with no annual payment schedule as a fifteen-year deferrable loan. Six-point seven percent of the total award amount is forgiven each year until the end of the fifteen-year term, provided the property remain owner-occupied. At the end of the loan period, 100 percent of the loan is forgiven.

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Contact Us

Phone

954-344-1114

Email

ariveramendoza@coralsprings.gov

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